Innovation

The Genetic Protection in Insurance Coverage Act of 2007 basically says that insurance companies can not discriminate based on genetic information.

I find this concept amazing.

For a second think about insurance companies.

one mississippi.

Insurance companies are a simple exercise. They take individual risk, weigh it against the pool of insured or likely insured and make a decision on how much a person is worth. They figure when a person is most likely to die and how much they need to charge that person in order for them to profi over the life of the policy.

If I were to apply for a new insurance policy they would weigh (no pun intended) all of the negative factors and balance against their pool and give me a monthly payment. This is why actuaries exist, think ‘About Schmidt.’

So, insurance companies have a good baseline of study. A 29 year-old white male with my height and weight with my socio-economic-status should live to be about 70 (give or take 50 years based on modern medicine).

What amazes me is that we have decided the point at which insurance companies can stop gathering information and must start making guesses. Basically, Math (actuarial science) is ok, genetics is not.

How can we possibly make some sort of arbitrary decision on how much knowledge is ok? Why not assail the actual algorithms altogether (that sentence took some work, but it is fun). How can we allow for insurance companies to compile one list of happenings and base a payment but not another?

How can we possibly not agree that more information is better?

It’s a tricky-deal. Should we punish those, by having higher premiums, who are weak? Now I am entering Darwinian zone here, but why shouldn’t the most healthy of our species be rewarded for their superior genes? We’ve been playing that game for, well, a long time. Then, there is that whole euthanasia thing.

Now, what if I were to argue that we don’t really make any decisions? My ability to be fat is a direct result of how I was raised within my genetic disposition. Nature and nurture. If it is a choice, then it is ok for insurance companies to gouge me–ask smokers (and actuaries usually live within these lifestyle factors). But what if I can’t control my weight? By that I mean any disposition or symptom that we show may not be a choice, but in fact may programmed. What if that is really true? (This goes for any kind of disorder in which people make ‘choice’. I am simply picking on myself for expediency.)

I don’t know, it really fascinated me tonight. There was a dude on Colbert who was talking about this. 2 things struck me.

1) He decided he didn’t want to know if he was disposed toward Alzheimer’s.
2) He had a gene that would say he would be bald by an 80% certainty. He has a beautiful healthy swatch of hair.

Anyway, I was amazed that this guy wouldn’t want to know, and, in the context of his argument, it seemed amazingly disarming. He too was drawing a line of should-be-known-knowledge.

This is what I am saying. Either you want to know or you don’t.

The march of rationalism has and will continue to run against an ethics that was born in a previous era (thank you David Harvey). Every time we run from that we rob ourselves of understanding. How can ever knowing more be a bad thing? It might mess up how we look at the world, but there is no value in pretending that known knowledge doesn’t exist.

Like I said, half-formed.

Two final thoughts.

1) Look at how many tags this topic invokes.
2) I looked up the decay/decadence idea from my last post. It comes from the Latin root–as M-W online states (but won’t let me copy and paste off their website [this is particulary interesing in light on the post, why not let me copy from a definition--how is this sacred knowledge?]) from Late Latin decadere to fall, sink.

I can’t sleep. So this post will probably just make you crinkle your nose, particularly if you’re sober. No worries.

This is a chapter of a book, Sound Unbound, edited by DJ Spooky (who besides being a most interesting musician working with the broadest imaginable range of artists, majored in French lit and philo and is a long-time friend of Shepard Fairey). I recommend that you read the chapter; don’t be a-skeerd of it even though it looks dense. That just means you’ll get through more coolness in less time.

The essay’s like a series of TED talks on speed for people who are in to technology and art and architecture and geography and music and film and the all-consuming fastness of the speed of life in which all of these things articulate … it pulls together a plethora of things, people, and ideas I’m interested in at absolute warp speed.

But that’s the point. He’s sampling history and books and philosophers and programmer-speak and art exhibits. He’s filtering them, finding the patterns, trying to decipher a system that makes sense in his (and, since I know who’s reading this, it’s safe to say our) world. And the common denominator for him is the archive as the dominant form. The web as an archive, his music collection as archive, ftp having the potential to be the ultimate communication tool so far.

He tells a story of how a clock maker invented the modern system of latitute (as in longitude and latitude), and the moral of the story is that time is the archival system for the measurement (and thus understanding) of space, and that time is also the archival system for the measurement (and thus the understanding) of music (rhythm). Presence and absence of material. Well … I take it back. It may not have a moral. That’s okay, though. It gets me worked up, and that’s about all anyone can ask for from ideas.

Or how i stopped worrying and learned to love greenhouse gas…

http://www.engadget.com/2008/07/02/klimatic-base-1-airwater-machine-pulls-drinking-water-from-the-a/

http://www.engadget.com/2008/04/23/dean-kamen-aims-to-clean-water-generate-electricity-with-slings/

It constantly amazes me how many problems we could solve if we threw some bucks to underfunded technologies instead of bridges to nowhere.

This is so cool. The Eye-Fi photo card looks like an ordinary memory card for your digi camera, but it stamps your pictures when you take them and wirelessly uploads the time stamp, geotag, and picture to your computer when you get home via wi-fi.

The first is about a car that is able to drive itself. Pretty amazing, although it requires a big ass car to cart all of the shit around…

http://link.brightcove.com/services/link/bcpid1374481183/bctid1377895007
The second is very important information for all of you future farmers out there…

http://www.cdc.gov/nasd/docs/d001601-d001700/d001695/d001695.pdf